Insurance Solutions That Actually Make Sense
We cut through the complexity and find coverage that fits your real life—not what someone thinks you need
Why Insurance Feels So Complicated
Most people avoid dealing with insurance until something goes wrong. The industry speaks in terms that sound like legal jargon, and policies seem designed to confuse rather than protect. We've spent years translating this complexity into plain conversations.
- Personal risk assessment that considers your actual lifestyle and concerns
- Clear explanations of what you're buying and why it matters
- Policy comparison that focuses on real-world scenarios, not marketing fluff
- Ongoing support when you need to use your coverage
- Regular reviews to make sure your protection keeps up with life changes
How We Figure Out What You Actually Need
Insurance isn't one-size-fits-all, and neither is our approach. We start with your situation and work backward to find the right fit.
Reality Check
We talk about what keeps you up at night financially. Not hypothetical disasters, but the things that would actually impact your family or business if they happened tomorrow.
Gap Analysis
Look at what coverage you already have through work, existing policies, or government programs. Many people over-insure in some areas while leaving gaps in others.
Options Review
Present three or four realistic choices with honest pros and cons. No pressure tactics or artificial urgency—just clear information about what each option actually does.
What Makes Our Analysis Different
- We don't earn commissions, so recommendations aren't influenced by what pays us more
- Focus on practical scenarios rather than worst-case fear tactics
- Consider your entire financial picture, not just insurance in isolation
- Explain trade-offs clearly so you can make informed decisions
- Follow up to make sure the coverage works as expected when you need it
- Annual reviews that adapt to changes in your life circumstances
Meet Your Insurance Guide
Senior Analysis SpecialistKieran Vandenborg has been helping people navigate Thailand's insurance landscape since 2018. Before joining fusionsig, he spent five years with a major Thai insurer and saw firsthand how policies often miss the mark for expatriates and local families alike.
- Licensed insurance advisor with the Office of Insurance Commission (OIC)
- Certified Financial Planner (CFP) specializing in Southeast Asian markets
- Fluent in Thai, English, and Mandarin for comprehensive client communication
- Regular contributor to Bangkok Post's personal finance section
Insurance should protect your peace of mind, not complicate your life
We believe in transparent advice, honest assessments, and coverage that makes sense for how you actually live. Whether you're planning for retirement, protecting your family, or covering business risks, our job is to make sure you understand exactly what you're buying and why it matters.